Investment Properties in Miami, FL
Properties purchased specifically for income generation through rental or appreciation. Investment properties include both residential and commercial types.
Avg Value
$750K
Avg Rent
$3,500/mo
Potential
High
Risk
Medium
Investment properties in Miami-Dade, whether residential rentals, commercial income properties, or mixed-use assets, require financing that understands investor timelines and strategies. Hard Money Lenders of Miami provides DSCR rental loans, bridge financing, and commercial loans for investors building portfolios across the county.
We finance both residential and commercial investment properties. Our approach focuses on the property's income potential, your exit strategy, and the numbers that matter. We don't require tax returns for most deals, asset-based underwriting means the property drives approval.
Miami's investment market attracts capital from across the country. Local investors who can move quickly need a local lender who funds just as fast. We typically close in 7-14 days and offer terms from 6 months to 5 years depending on your hold strategy.
What to Expect
We finance both residential and commercial investments. Terms are tailored to your specific strategy.
Asset-based underwriting often means we don't need personal tax returns. The property's income potential drives approval.
Bridge loans work for value-add; DSCR loans work for stabilized rentals. We match the product to your plan.
All of Miami-Dade County, we serve every submarket.
Typical Properties
We finance these property types throughout Miami-Dade County. Our flexible terms accommodate a range of strategies, from fix-and-flip to long-term rental.
- , Rental homes
- , Apartment buildings
- , Commercial spaces
- , Land for development
- , Multi-family units
- , Mixed-use properties
Why Choose Hard Money Lenders of Miami
- , 24-48 hour approval process, Miami deals don't wait
- , Asset-based lending, property value drives approval, not just credit
- , No prepayment penalties, exit when it makes sense
- , Local Miami expertise, we know the market
- , Flexible terms, tailored to your investment needs
How It Works
Frequently Asked Questions
What's the difference between investment and rental property loans?
Investment property is a broad category, we finance both residential and commercial investments. Rental property loans focus on DSCR and income. We tailor terms to your specific Miami investment.
Do you require tax returns for investment properties?
Our asset-based approach often means we don't need personal tax returns. We focus on the property's income potential and your exit strategy.
What areas do you serve for investment properties?
All of Miami-Dade County, Miami, Miami Beach, Hialeah, Doral, Kendall, Coral Gables, and surrounding areas.
How fast can I close on an investment property?
Typically 7-14 days. We understand Miami real estate moves fast, we're built for speed.
What loan types work for investment properties?
DSCR rental loans, bridge, commercial, and equity loans. We match the product to your hold strategy and exit plan.
Can I use a bridge loan for value-add?
Yes. Bridge loans work well for value-add acquisitions where you'll improve the property and refinance into long-term financing.
Get Financing
Ready to finance your investment properties in Miami? Contact us for a quick quote.
Apply NowCall 305-928-2678Explore Other Property Types
Residential Properties
Single-family homes, townhouses, condos, and multi-family units. Residential properties offer stability, predictable cash flow, and long-term appreciation potential.
Commercial Properties
Income-producing properties including retail spaces, office buildings, warehouses, and mixed-use developments. Commercial properties offer higher returns but require more expertise.
Fix-and-Flip Properties
Distressed or undervalued properties purchased for renovation and resale at a profit. Fix-and-flip properties offer high potential returns but require renovation experience and capital.
Multifamily Properties
Properties with multiple residential units, offering stable cash flow and economies of scale. Multifamily investments are popular for long-term wealth building.