Miami's Full-Service Lender For Real Estate Investing Needs
IF YOU HAVE THE PROJECT, WE HAVE THE PRODUCT.
Get Started Today!DSCR Rental Loans
From single units to multi-property portfolios, our rental property loans offer competitive rates and tailored terms for sustainable income.
LEARN MORE →Ground Up Construction Loans
Up to 90% Loan to cost with no experience necessary* Whether it's commercial or residential, our construction loans offer flexibility, competitive rates, and expert support. Let's bring your blueprints to life!
LEARN MORE →Fix and Flip Rehab Loans
Up to 100% of Purchase price and 100% of Rehab costs* Revitalize distressed properties into profitable investments. Our tailored financing, flexible terms, competitive rates
LEARN MORE →Commercial Loans
Seize deals with our commercial real estate loans. Our customized financing solutions, flexible terms, competitive rates, and knowledgeable team ensure that property revitalization is within reach.
LEARN MORE →About Hard Money Lenders of Miami
Miami's Premier Hard Money Lending Partner
Hard Money Lenders of Miami provides fast, flexible financing solutions for real estate investors throughout Miami-Dade County. With deep local market expertise, we specialize in hard money loans for fix-and-flip projects, new construction, rental properties, and commercial investments.
We serve a wide range of borrowers, from real estate investors and residential developers to commercial developers, fix-and-flip projects, and small business owners. Our loan types include DSCR rental loans, ground-up construction, fix-and-flip rehab, commercial property loans, bridge loans, equity loans, and more. We finance all property types: residential, commercial, investment properties, multifamily, fix-and-flip, and land.
We help investors secure the capital they need to complete profitable real estate transactions. Our streamlined approval process means you can get funded in days, not weeks.
Our purpose is crystal clear: to guide and empower clients as they reach for their aspirations. With an unwavering commitment to excellence, we stand as a reliable partner in your journey.
As your ally, we're here to turn your dreams into reality, your plans into action. The world of finance can be complex, but with the right guidance, it becomes a realm of endless possibilities.

Explore Our Miami Hard Money Solutions
From loan types and property types to borrower profiles, find the financing that fits your Miami real estate project
Loan Types
DSCR rental loans, construction, fix-and-flip, commercial, bridge loans, equity loans, and more.
View All Loan TypesProperty Types
Residential, commercial, investment properties, multifamily, fix-and-flip, land, and construction.
View All Property TypesWho We Serve
Real estate investors, developers, fix-and-flip projects, commercial developers, and small business owners.
View All Borrower TypesServing Miami-Dade County
We provide hard money lending services throughout Miami and surrounding areas

Miami, FL
The vibrant heart of South Florida, Miami offers endless opportunities for real estate investors. Kn...
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Hialeah, FL
A bustling city in Miami-Dade County with strong rental demand and affordable entry points. Hialeah ...
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Doral, FL
A rapidly growing city with a strong international business presence. Doral features modern developm...
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Miami Gardens, FL
A diverse city with significant development potential. Miami Gardens offers affordable properties an...
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Miami Beach, FL
An iconic coastal destination known for luxury real estate, tourism, and vibrant nightlife. Miami Be...
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Kendall, FL
A well-established suburban community with strong rental demand and excellent schools. Kendall is pe...
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Sweetwater, FL
A rapidly growing city with a focus on international trade and business. Sweetwater offers affordabl...
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Coral Gables, FL
An affluent community known for its Mediterranean-style architecture and prestigious university. Cor...
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Cutler Bay, FL
A rapidly developing suburban area with affordable housing and growing infrastructure. Cutler Bay of...
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Pinecrest, FL
An exclusive, family-oriented community with top-rated schools and luxury homes. Pinecrest offers st...
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West Miami, FL
A compact city with high density and strong rental demand. West Miami offers affordable entry points...
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South Miami, FL
A vibrant urban center with walkable neighborhoods and strong commercial activity. South Miami offer...
Learn MoreFrequently Asked Questions
Common questions about hard money lending in Miami
What is a hard money loan?
A hard money loan is a short-term, asset-based loan secured by real estate. Lenders focus on the property's value (after repair value for fix-and-flip) rather than your credit score or income. This makes hard money ideal for real estate investors who need fast funding.
How fast can I get funded in Miami?
Our streamlined process typically funds in days, not weeks. We understand Miami real estate moves fast, whether you're flipping a property in Coconut Grove, building in Doral, or financing a rental in Hialeah. Contact us for a quick quote.
What types of loans do you offer in Miami?
We offer DSCR rental loans, ground-up construction loans, fix-and-flip rehab loans, commercial property loans, bridge loans, equity loans, and auction purchase loans. We serve all borrower types, from first-time flippers to experienced developers.
How do I get started?
Call us at 305-928-2678 or fill out our contact form. We'll discuss your project, property type, and timeline to find the right loan product for your Miami investment.