Commercial Property Loans in Miami, FL
Hard money loans for commercial real estate investments including retail spaces, office buildings, warehouses, and mixed-use properties. Perfect for investors seeking quick funding for income-generating commercial assets.
Loan Range
$500,000 – $5,000,000
Rate
9.5%
LTV
65%
Term
24 mo
Ideal For
3 borrower types
Commercial property loans from Hard Money Lenders of Miami fund retail, office, warehouse, industrial, mixed-use, and other income-producing commercial real estate throughout Miami-Dade County. Our commercial loans typically range from $500K to $5M+, with asset-based underwriting that focuses on the property's income, tenant quality, and lease terms, not just your personal financials.
We finance acquisitions, refinances, and value-add repositioning. Whether you're buying a strip center in Kendall, an office building in Brickell, or a warehouse near the Airport, we structure terms around your strategy and timeline. Our typical close: 7-14 days.
Commercial real estate in Miami attracts capital from across the country. Local investors who can move quickly need a local lender who funds just as fast. We understand Miami's commercial submarkets and underwrite accordingly.
What to Expect
Loan amounts typically range from $500K to $5M+. We underwrite based on income, tenant quality, lease terms, and location.
Retail, office, warehouse, industrial, mixed-use, medical offices, and auto dealerships all qualify.
Refinancing available for investors looking to improve terms, take cash out, or consolidate.
We know Brickell, Wynwood, the Airport area, and suburban commercial corridors.
Typical Use Cases
Commercial Property Loans work well for these scenarios. We tailor terms to your specific Miami project and timeline.
- , Retail properties
- , Office buildings
- , Warehouses
- , Mixed-use developments
- , Investment properties
Requirements
- , Business plan
- , Property appraisal
- , Financial statements
- , Proof of experience
Pros
- +Fast funding process
- +No income verification needed
- +Flexible underwriting
- +Access to difficult deals
Cons
- −Higher interest rates
- −Shorter terms
- −Stricter qualification criteria
Ideal For
Why Choose Hard Money Lenders of Miami for Commercial Property Loans?
- , 24-48 hour approval process, Miami deals don't wait
- , Asset-based lending, property value drives approval, not just credit
- , Loan amounts from $500,000 to $5,000,000
- , Terms from 6 to 24 months, flexible for your timeline
- , No prepayment penalties, exit when it makes sense
- , Local Miami expertise, we know the market
How It Works
- 1Apply, Call us at 305-928-2678 or submit our contact form with your property details.
- 2Get Approved, We review your deal and typically respond within 24-48 hours with terms.
- 3Close, We fund in 7-10 days. You get the capital you need to close your Miami deal.
Commercial Property Loans at a Glance
Frequently Asked Questions
What types of commercial properties do you finance in Miami?
We finance retail, office, warehouse, mixed-use, and other income-producing commercial properties throughout Miami-Dade County.
What's the typical loan amount for commercial?
Our commercial loans typically range from $500K to $5M. Larger deals may be available, contact us to discuss your project.
How is commercial different from residential hard money?
Commercial loans focus on the property's income, tenant quality, and lease terms. We underwrite based on the asset, not just your personal finances.
Can I refinance existing commercial debt?
Yes. We offer commercial refinancing for investors looking to improve terms, take cash out, or consolidate debt.
What Miami commercial submarkets do you know?
Brickell, Wynwood, the Airport area, and suburban corridors. We understand local dynamics and underwrite accordingly.
How fast can I close on commercial?
Typically 7-14 days. We move fast for Miami commercial investors.
Property Types We Finance
Get Started
Ready to apply for Commercial Property Loans? Contact us today for a quick quote.
Apply NowCall 305-928-2678*Not available in all states, certain restrictions regarding population. Certain credit and experience requirements for max leverage.
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