Bridge Financing in Miami, FL
Temporary financing solutions for timing property transactions, portfolio restructuring, or bridging gaps between sales. Bridge financing provides the liquidity needed for strategic real estate moves.
Avg Loan Size
$750,000
Typical Term
6 mo
Bridge loans fill the gap between transactions, when you need to buy before you sell, restructure a portfolio, or time a refinance. Hard Money Lenders of Miami provides bridge financing for residential and commercial properties throughout Miami-Dade, with typical terms of 6-12 months and fast approval.
Bridge financing works when traditional timelines don't. You're under contract on a new property but your current one hasn't sold. You need to close on an auction purchase before you can arrange long-term financing. You're repositioning a portfolio and need short-term capital. We evaluate the collateral, your exit strategy, and the numbers, not a lengthy underwriting process.
We typically offer up to 65% LTV on bridge loans, with stronger terms when exit strategies are clear. Approval in 24-48 hours, funding in 7-14 days. Miami real estate doesn't wait, and neither do we.
What to Expect
Bridge loans are short-term, typically 6-12 months. They're designed to bridge a gap, not to be long-term hold financing. We expect a clear exit: sale, refinance, or other capital event.
LTV typically runs 50-65% on bridge loans. Stronger exit strategies can improve terms. We evaluate the collateral and your plan to repay or refinance.
Residential, commercial, and mixed-use properties all qualify. We can fund acquisitions, refinances, and portfolio restructuring. Speed is the advantage: 7-14 days to close.
Prepayment is always allowed. There are no penalties for paying off early. When your exit is ready, you're free to refinance or sell without penalty.
Typical Use Cases
Bridge Financing in Miami-Dade often use hard money for these purposes. Our flexible terms accommodate a range of strategies and timelines.
- , Portfolio restructuring
- , Quick closings
- , Property flipping
- , Contingent financing
- , Debt consolidation
Success Factors
Borrowers who succeed with hard money financing typically bring these strengths to the table. We evaluate each deal holistically, experience helps, but a solid plan and qualified team matter most.
- , Clear exit strategy
- , Market timing
- , Financial planning
- , Experience level
Why Choose Hard Money Lenders of Miami
- , 24-48 hour approval process, Miami deals don't wait
- , Asset-based lending, property value drives approval, not just credit
- , No prepayment penalties, exit when it makes sense
- , Local Miami expertise, we know the market
- , Flexible terms, tailored to your investment needs
How It Works
Frequently Asked Questions
When does bridge financing make sense?
Bridge financing works when you need quick capital between transactions, buying before selling, portfolio restructuring, or timing a refinance.
How short can a bridge loan be?
Typical terms are 6-12 months. We structure terms to match your exit strategy.
What's the typical LTV?
We typically offer up to 65% LTV on bridge loans. Strong exit strategies can improve terms.
How fast can I get bridge funding?
Typically 7-14 days. We move fast for Miami investors who need liquidity.
Are there prepayment penalties?
No. Prepayment is always allowed. When your exit is ready, refinance or sell without penalty.
What property types qualify?
Residential, commercial, and mixed-use. We fund acquisitions, refinances, and portfolio restructuring.
Get Started
Ready to explore hard money financing for bridge financing? Contact us today for a quick quote.
Apply NowCall 305-928-2678Explore Other Borrower Types
Real Estate Investors
Experienced investors who purchase, renovate, and sell properties for profit. Whether flipping single-family homes or building rental portfolios, real estate investors rely on hard money for quick, flexible financing.
Residential Developers
Professionals specializing in residential development projects, from ground-up construction to major renovations. Residential developers need fast, reliable financing to manage project timelines and budgets.
Commercial Developers
Developers focused on commercial real estate projects including retail, office, industrial, and mixed-use developments. Commercial developers require substantial, flexible financing for complex projects.
Fix-and-Flip Projects
Homeowners and investors purchasing distressed properties to renovate and sell for profit. Fix-and-flip projects require quick funding, renovation budget support, and streamlined closing processes.